Roof Restoration and Insurance Claims
For many people with storm-damaged roofs, the first question is “What now?” Fortunately, Dynamic Roofing is here to help. Our team can inspect your roof and help get your home back to normal so you can get your life back on track. If your roof has sustained damage and you need to provide insurance claims, this guide will cover how to handle storm damage, your insurance company and more.
Roof Restoration and Insurance Claims
Typically, insurance policies that have roofing coverage will help pay for – or, in some cases, pay for all of – your roof restoration after a storm. Often, it’s simply a matter of getting in touch with the right people.
The first thing to do if your roof is damaged by a storm: Get to safety. Don’t stay in your home if the roof is damaged, especially if it’s still raining or there are other adverse weather conditions (such as high winds that can damage your roof) that could put you at risk. Then, call Dynamic Roofing; our team is here to help you with emergency roof repair.
7 Tips for Homeowners Whose Homes Have Been Damaged by a Storm
If your home has been damaged by a storm – whether it’s your roof or more – these seven tips can get you back on track in no time:
- Call your insurance company as soon as possible
- Keep a record of your conversations with your insurance company
- Make a list of your damaged property
- File your claim as soon as possible
- Remove standing water in your home
- Take action to prevent more damage
- Let your roofing company handle the heavy lifting
Here’s a closer look at each.
#1. Call Your Insurance Company as Soon as Possible
Your first step is always going to be to call your insurance company. You want to do this as soon as possible so that you can start the claims process. The sooner you make the call, the sooner an adjuster will be assigned to your case and the sooner repairs can begin.
#2. Keep a Record of Your Conversations with Your Insurance Company
As you speak with your insurance company, be sure to keep a record of all conversations. This can be done by taking notes or recording the conversation (with the other party’s permission). This will ensure that you have a written record of what was discussed in case there are any discrepancies later on.
#3. Make a List of Your Damaged Property
In order to file a complete and accurate insurance claim, you’ll need to make a list of all the damaged property. This should include everything from your roof to your furniture and any other belongings that were damaged in the storm. Be sure to take photos or videos of the damage for documentation purposes.
#4. File Your Insurance Claims as Soon as Possible
Once you have all the necessary information, it’s time to file your insurance claim. This can usually be done online or over the phone. Be sure to have all of your documentation handy so that you can provide accurate information to the insurance company.
#5. Remove Standing Water in Your Home
If there is standing water in your home, it’s important to remove it as soon as possible. This will help to prevent further damage and will make the repair process easier. You can remove standing water with a wet/dry vac or by mopping it up with a mop and bucket.
#6. Take Action to Prevent More Damage
Once you have removed the standing water, it’s important to take action to prevent further damage. This may include covering holes in your roof or placing tarps over damaged areas.
#7. Let Your Roofing Company Handle the Heavy Lifting
Once you have filed your insurance claim, it’s time to find a qualified and trustworthy roofing contractor. It’s important to choose a roofing contractor that has experience dealing with insurance claims. They will be able to handle the repairs quickly and efficiently so that you can get your life back to normal.
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Why Work With a Roofing Contractor That Has Experience in Insurance Claims?
The insurance claim process can be complicated and time-consuming. A roofing contractor that has experience in insurance claims will be able to handle the process quickly and efficiently so that you can get your life back to normal. They will also be able to work with your insurance company to get the best possible outcome for your claim.
What Happens When You Make an Insurance Claim After a Storm Damages Your Roof?
Though every insurance company (and every policy) is different, there are a few common things that happen when you file an insurance claim. Here’s what typically happens after you file:
- An insurance adjuster is assigned to your case and will contact you to schedule an appointment.
- The insurance adjuster will inspect your property and assess the damage.
- Once the assessment is complete, the insurance company will issue a check for the repairs.
- You will then need to find a qualified roofing contractor to complete the repairs.
- The roofing contractor will submit a bill to the insurance company for reimbursement.
- Once the repairs are complete, you will need to contact the insurance company to have them inspect the work.
- The insurance company will then issue a final payment for the repairs.
- You will be able to file a new insurance claim if additional damage is discovered.
As you can see, the insurance claim process can be complicated. That’s why it’s important to work with a roofing contractor that has experience in insurance claims. They will be able to handle the process quickly and efficiently so that you can get your life back to normal.
How Can You Find the Best Roofing Contractor for Insurance Work After Storm Damage?
There are a few things that you should look for when choosing a roofing contractor for insurance work. First, you’ll want to make sure that the contractor is licensed and insured. You’ll also want to ask for references and read online reviews. Finally, you’ll want to get estimates from multiple contractors before making your final decision.
What Will a Roofing Contractor Include in an Estimate for Repairs?
A good roofing contractor will include a variety of information in an estimate for repairs, including the extent of the damage, the type of roof and the cost of materials. They will also factor in the cost of labor and any other associated costs. The contractor will also tell you how long the repairs are likely to take.
What Are the Most Common Types of Storm Damage?
There are a few different types of storm damage that are common after a severe storm. These include wind damage, hail damage, water damage and debris damage.
- Wind damage: Wind can cause damage to your roof by lifting shingles or tearing them off completely.
- Hail damage: Hail can cause damage to your roof by cracking or denting shingles.
- Water damage: Water can seep into your home through holes in your roof or damaged shingles.
- Debris damage: Debris can cause damage to your roof by puncturing holes in the shingles or tearing them off completely.
How Much Does Storm Damage Repair Cost?
The cost of storm damage repair varies depending on the extent of the damage and the type of roof. However, most repairs will cost between $500 and $15,000. That’s why most people choose to work with a roofing contractor that’s experienced in working with insurance companies.
What if the Roof Damage is Too Severe to Repair After a Storm?
If the damage to your roof is too severe to repair, you may need to replace your roof entirely. This can be a costly proposition, but it’s important to have a safe and functional roof over your head. A good roofing contractor will be able to help you determine if replacement is necessary and will work with your insurance company to get the process started.
No matter what type of storm damage your home has sustained, it’s important to work with a qualified roofing contractor to get the repairs done quickly and correctly. A good contractor will have experience in working with insurance companies and will be able to help you through the complex claim process. They will also be able to provide you with an estimate for the cost of repairs and will work with you to get your home back to normal as quickly as possible.
Do You Need to Talk to an Expert About Roof Restoration and Insurance Claims?
If you’re in need of a roofing contractor after storm damage, contact us today. We’ll be happy to provide you with a free estimate and help you through the insurance claim process.